Debt Solutions

Find The Right Debt Solution For You: Get Out Of Debt
From missing an initial payment, to robbing Peter to pay Paul, to ending up with multiple debts and pressure, financial chaos or even loss of health, relationships or even your home, debt can ruin lives. But there are different ways of dealing with debt and getting out of debt …
Which solution best suits you will depend on the details of your debt, and your own individual circumstances. Sadly, many people don’t know what an IVA is, and only see what the high-risk-high-fee solution providers with big advertising budgets want them to see. That’s where Debt Help UK comes in – to remove the confusion and mystery from debt advice and give you clear actionable guidance, answers to your questions and solutions to your own specific debt problems.

Formal solutions – Debts Over 15k
These solutions are legally binding for both you and your creditors. An agreement is made with your creditors to repay the debt, either in full, or at an agreed lower amount over an agreed period of time.
Both Individual Voluntary Arrangement (IVAs) and Bankruptcy are formal solutions.

Informal solutions – Debts Under 15k
These solutions are not legally binding for you or your creditors. Normally an agreement is made with your creditors to reduce the amount you pay each month to fit within your available budget. As they are not legally binding, creditors can change their minds, add interest, and pull out of the agreement at any time.
A debt repayment plan is an informal solution. Loan consolidation is another informal solution.

Act Now: Get free practical and actionable debt advice
There are many debt companies that provide debt advice - click here for a free home consultation
Talk to a Debt Expert for Free: Get Practical Advice

• Explain your situation and find out the right solution for you.
• Talk to our panel of recommended experts over the phone, via email or even ask them to visit you.
  click here to find out more

• Simply enter your debt details

Solutions

Explain your situation and find out the right solution for you. Talk to our panel of recommended experts over the phone, via email or even ask them to visit you. click here to find out more
Simply enter your debt details Wizard will tell you which solution is best for you Click here to try it