Monthly Expenditure Record

The Debt Help UK Monthly Income and Expenditure Statement is designed to help you to monitor exactly what you are spending your money on each month. It will also help you compare your living expenditures with your income to see what is left at the end of each month. This remaining balance is called Disposable Income. It is the money left over each month which you can use for other things such as saving for a holiday or as is more often the case, REPAYING YOUR DEBT.

Once you can see where all your money goes, you will be able to see if you have enough Disposable Income to cover your debt repayments. If not, it will be easier to decide in which areas you need to cut back – perhaps entertainment or clothing expenditure.

If there are areas of expense that are missing just add them in the miscellaneous box at the bottom of the expenses sheet. You can either use this electronically or print it off and keep paper records.

click here for download theMonthly Income & Expenditure Statement

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