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There are Four UK Debt Solutions
Each one has its pros and cons, see table below for quick overview.  It is recommended that you use our Debt Wizard to find out which solution is best for you:
 

 
Solution Type Further Information

IVA

 

Up to 75% written off
Interest rates frozen, government approved, confidential
IVA - click here for more information

Bankruptcy

  Up to 100% written off
Lose most assets, best for severe cases, not confidential
Bankruptcy - click here fore more information

Informal Agreement

  Up to 30% written off
easy to put in place, interest rates not frozen, no time limit ...
Informal Agreement - click here for more information

Loan Consolidation

  Up to 10% written off
many creditors into one, least severe solution ...
Loan Consolidation - click here for more information
 
Latest statistics from The Department of Trade and Industry.  

Welcome to Debt-Help-UKs Media Room, here you can find the latest news relating to debt and financial issues.
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Click here to examine the latest statistics from The Department of Trade and Industry.

 
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Are you facing a financial crisis?
If you are finding your debt difficult to manage or find your business is reaching crisis point financially, Debt Help UK can help you.
Admitting that you can't manage is the first step and getting advice early on is the second and most crucial step. If you:

  • Need advice on solutions to your debt, from repayments and agreements to IVAs to bankruptcy
  • Want to wipe the slate clean and repair your credit file, or get yourself out of debt and stay out?
  • Have CCJs, unpaid debts, arrears, default or termination notices on your credit file?
  • Want to create a healthier credit file?

You can take action to escape your debts right now!

DEBT HELP UK will help you solve your debt problems.

If you want to solve your debt problems and access free advice on managing your debts and escaping the debt trap, Debt Help UK is here to help you. Rest-assured you are not alone and we can help you. Thousands of people every year find a way out of their debt problems. By browsing the debt help UK website, you will make your first steps in putting your debts behind you once and for all.

IVA
How to write off 75% of your debt
Informal Repayment Plan
Monthly repayment plan, not legally binding
Location Finder
Find help near you
 
Bankruptcy
What it means for me
Consolidation
Bring all debts together, reduce monthly outgoings
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Browse Debt Help UK related sites
 
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If you have debt problems here are some of the options available to you:

Common Questions Other Resources
Is my credit rating going to
be affected?
credit rating - click here
How do I go about getting help?
getting help - click here
Will I lose my house?
lose my houselick - click here
 
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get a mortgage - click here
 
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